You can find out how much money you will save with Your Property Financial remortgage experts.
Remortgaging is the process of moving your mortgage on your existing property from one lender to another.
Your new mortgage will then replace your old one. You typically will want to remortgage if your current rate is coming to an end.
If you don't take a new rate before your current rate expires you will automatically revert to the lender's standard variable rate, otherwise simply known as the SVR rate.
As your current rate expires you will revert to your current lender's SVR rate or Standard Variable Rate, this is essentially the rolling/ standard rate you will revert to if you’re not in a deal or your deal has expired.
This rate will typically be much higher so it's important you take action today to secure a new rate before it's too late.
Firstly you may wish just for a new rate and no other changes.
Or secondly, you may wish to make some changes to your mortgage. This could be for a variety of reasons and some are listed below:
Borrow extra funds to complete home improvements
Adding or taking away someone from the current mortgage
Raising funds to buy another property
Looking to raise funds to gift to a dependant to help them get on the ladder
It takes less than 30 seconds to complete
Our team of mortgage brokers are specialists in helping you navigate all of the different rates, fee’s and deals to make sure you end up with just the one mortgage that’s right for you. We also help manage the whole process for you so it’s nice and straightforward.
Often the lenders will make assumptions or even worse let the computer make the decision on whether to lend to you, this is where we step in to ensure you get the correct consideration for your application and we help present your application in the best light; increasing your chances of acceptance on your first application.
Our team of brokers are specialists with helping to get you new mortgage deal and can help you understand the best options available to you as we fully consider the rate and all the different fee's to make sure you get the most suitable terms
Access to over +90 lenders so you will get the most suitable rates and terms available with many of these lenders not available on the high street which are exclusive to brokers.
Real relationships with the lenders so we can get your application pre-approved if your situation isn’t straightforward. Plus your mortgage broker is there answer all the questions you may have.
We’re quick, on our first call we will quickly establish your options and let you know the next steps so we can arrange everything promptly for you.
If you prefer to speak face to face we can also arrange a video call.