READY TO secure your NEW mortgage DEAL?

Now is the time to secure your new mortgage deal to keep your payments as low as possible

You can find out how much money you will save with Your Property Financial remortgage experts.

What is a remortgage?

Remortgaging is the process of moving your mortgage on your existing property from one lender to another.


Your new mortgage will then replace your old one. You typically will want to remortgage if your current rate is coming to an end.


If you don't take a new rate before your current rate expires you will automatically revert to the lender's standard variable rate, otherwise simply known as the SVR rate. 

What is Standard Variable Rate or SVR

As your current rate expires you will revert to your current lender's SVR rate or Standard Variable Rate, this is essentially the rolling/ standard rate you will revert to if youโ€™re not in a deal or your deal has expired.


This rate will typically be much higher so it's important you take action today to secure a new rate before it's too late. 

What clients are saying about us

Pat Traynor
Pat Traynor
Paul was very helpful in sourcing the best equity release deal at a time of sudden increases in interest rates. He kept me Informed during the process and was always available to answer questions. I raised the money to help my daughter buy a bigger flat.
Tim Whitcher
Tim Whitcher
Very professional and personable, Paul always had the time to ensure that we understood everything and that we got the best deal possible that was right for us.
Cally Bravington-Smith
Cally Bravington-Smith
Paul has been exceptional during the course of this year helping us buy our next property, his support and guidance through a lengthy and tricky transaction was second to none. Paul is very personable, and unlike many other brokers would work outside the normal 9-5. Always had our best interests in the forefront. Highly recommend :-)
Charlotte Faucher
Charlotte Faucher
Benefiting from Paul's expertise to help us secure our first mortgage was very precious. Paul was always available to answer any query we had, and he submitted our application very quickly once we had gathered our documentation. I've already recommended the company's services to friends!
Louisa Smurthwaite
Louisa Smurthwaite
Paul helped me find a new mortgage. His knowledge was invaluable. Adding to this, he was extremely patient with me while we navigated some complex decisions. Thanks Paul, amazing service!
Sinead Ennis
Sinead Ennis
The whole process of getting the right mortgage was made easy, with continued support all the way through. Highly recommended.
Daniel Lee
Daniel Lee
My girlfriend and I are buying our first home and Paul has been absolutely fantastic every step of the way. Heโ€™s knowledgable, friendly and very approachable, regardless of the time of day, even replying to emails at gone 9 oโ€™clock at night! Would definately recommend and will definately be using in the future!
Chris Healy
Chris Healy
Paul has been incredibly helpful and informative every step of the process of me owning a property, as a first time buyer there was I lot I didn't know and he's really gone the extra mile for me.
Paul Ho
Paul Ho
Paul's dedication, expertise and attention to detail was instrumental in securing the deal for my house purchase. In my opinion his fees was money very well spent, and would recommend him without hesitation.
Panos Savvas
Panos Savvas
Paul worked with me and my wife to find the right mortgage and insurances needed for our new home. He's is very knowledgeable and professional. I never felt rushed or uniformed. He really went out of his way to ensure we had all the information we needed and guided us through the process. Beyond that Paul went above and beyond in working with our conveyancer and the estate agent to assist in our exchange and completion. I would not hesitate to recommend him or use him again in the future.

Remortgaging is likely to fall into 2 scenarios:


Firstly you may wish just for a new rate and no other changes.


Or secondly, you may wish to make some changes to your mortgage. This could be for a variety of reasons and some are listed below:

Borrow extra funds to complete home improvements

Debt consolidation

Adding or taking away someone from the current mortgage

Raising funds to buy another property

Looking to raise funds to gift to a dependant to help them get on the ladder

Complete your details below and weโ€™ll be in touch to help you with your enquiry

It takes less than 30 seconds to complete 

There are many ways you could look to improve your home or finances with borrowing extra with your mortgage.


  • Structural work like an extension or adding extra bedrooms.
  • Installing a new bathroom or kitchen.


  • Buying freehold or extending lease.
  • Paying off Help to Buy loan in full.


  • Buying out ex-partners share in event of a breakup.
  • Raising funds for another property purchase.


  • Wanting to raise funds to gift to your child to help them get on ladder.
  • Reducing your current mortgage term


  • Car purchase.
  • School fees.
  • Buying a new car

Your broker here to help

Our team of mortgage brokers are specialists in helping you navigate all of the different rates, feeโ€™s and deals to make sure you end up with just the one mortgage thatโ€™s right for you. We also help manage the whole process for you so itโ€™s nice and straightforward.


Often the lenders will make assumptions or even worse let the computer make the decision on whether to lend to you, this is where we step in to ensure you get the correct consideration for your application and we help present your application in the best light; increasing your chances of acceptance on your first application.

Why choose us

Weโ€™re experts in the field

โœ…Our team of brokers are specialists with helping to get you new mortgage deal and can help you understand the best options available to you as we fully consider the rate and all the different fee's to make sure you get the most suitable terms

We can find great deals at speed

โœ…Access to over +90 lenders so you will get the most suitable rates and terms available with many of these lenders not available on the high street which are exclusive to brokers.


โœ…Real relationships with the lenders so we can get your application pre-approved if your situation isnโ€™t straightforward. Plus your mortgage broker is there answer all the questions you may have.

Rapid solutions

โœ…Weโ€™re quick, on our first call we will quickly establish your options and let you know the next steps so we can arrange everything promptly for you.

If you prefer to speak face to face we can also arrange a video call.

Your Property Financial Ltd (FCA Number:942504) is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd (FCA Number: 187834) which is authorised and regulated by the Financial Conduct Authority.
We usually charge a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.
The Financial Conduct Authority does not regulate some forms of buy-to-let, overseas and commercial mortgages.
Your Property Financial Ltd registered in England and Wales company number 12940973. Registered office address 5 Ducketts Wharf, South Street, Bishopโ€™s Stortford, Herts, CM23 3AR.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.