READY TO secure your NEW mortgage DEAL?

Now is the time to secure your new mortgage deal to keep your payments as low as possible

You can find out how much money you will save with Your Property Financial remortgage experts.

What is a remortgage?

Remortgaging is the process of moving your mortgage on your existing property from one lender to another.


Your new mortgage will then replace your old one. You typically will want to remortgage if your current rate is coming to an end.


If you don't take a new rate before your current rate expires you will automatically revert to the lender's standard variable rate, otherwise simply known as the SVR rate. 

What is Standard Variable Rate or SVR

As your current rate expires you will revert to your current lender's SVR rate or Standard Variable Rate, this is essentially the rolling/ standard rate you will revert to if you’re not in a deal or your deal has expired.


This rate will typically be much higher so it's important you take action today to secure a new rate before it's too late. 

What clients are saying about us

Jamie Thunder
Jamie Thunder
We wouldn't hesitate to recommend Your Property Financial to anyone buying a property. We've dealt directly with Paul at all stages, and he's been friendly, knowledgeable, responsive and clear throughout.
Alejandro Gerardo Gomes
Alejandro Gerardo Gomes
Thank you so much Your Property Financial and Paul for all the support, advice and help in our process to buy our home. Paul was very professional, friendly, well knowledgeable on property purchase process, timing on answering our questions and he gave us the best advice. I highly recommend Your Property Financial as your first step before you buy your property as they will explain you all the processes and find the best options available for you and they will guide you all the way until the end of the process. Thank you Paul again ☺️
I couldn't recommend Paul enough. He was straightforward and thorough. He has guided through the mortgage process and helped us revise our offers multiple times.
eleni georgiadou
eleni georgiadou
Paul worked with me and my partner to find the most suitable mortgage and life insurance deals as first time buyers. He has been extremely professional and thorough since day 1, providing information and clarifications in an efficient way. He has also liaised with our solicitors and developer for a smooth and on time exchange without the need to request for an additional extension from the lender. We can’t thank him enough for all his hard work and look forward to working again with him on our upcoming re-mortgage application. We fully recommend his services!
Thor Portess
Thor Portess
Paul assisted me in the purchase and refinance of a property in East Finchley. The process in obtaining the mortgage was smooth and seem less and helped me to purchase the property in a timely manner.
Ioannis Grigoriadis
Ioannis Grigoriadis
Paul has provided us with a great service in a process that is stressful and includes so many variables. His guidance has been invaluable and has led to finding a place we have now moved into and love. He has always been available to talk to us in short notice and gave us ample time to ask questions so that we can feel confident in making informed decisions. He has gone above and beyond and we would highly recommend his services to anyone in the process of buying a home.
Paul Robson
Paul Robson
Paul Tait provided a very thorough service with a great outcome for us. He listened very carefully to us talk about our situation and priorities. Also great at keeping in touch and steering the process to completion in a very tight window. Thanks
Dom P
Dom P
Paul is great to work with. He give you a lot of time to explain things and ask questions and is responsive to emails and calls. He’s helped me from start to finish of a property transaction, from searching to moving it. I’d very much recommend Paul.
Richard Nice
Richard Nice
Paul couldn't have been more helpful and friendly. He clearly outlined all the options for our case (which was not that simple) and put us in touch with some other great people to assist with every process. We're very happy with his service and would highly recommend it.
Lucy Fletcher
Lucy Fletcher
Paul worked with myself and my parents to get us the right deal for our new family home. He was able to get us the mortgage we needed in time for our house sale and was able to help with the solicitor side of things which greatly helped hurry the process along. He was very understanding of our situation and was able to help whenever we needed him. I couldn't recommend Paul enough, I will definitely be using him as my financial advisor again.

Remortgaging is likely to fall into 2 scenarios:


Firstly you may wish just for a new rate and no other changes.


Or secondly, you may wish to make some changes to your mortgage. This could be for a variety of reasons and some are listed below:

Borrow extra funds to complete home improvements

Debt consolidation

Adding or taking away someone from the current mortgage

Raising funds to buy another property

Looking to raise funds to gift to a dependant to help them get on the ladder

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There are many ways you could look to improve your home or finances with borrowing extra with your mortgage.


  • Structural work like an extension or adding extra bedrooms.
  • Installing a new bathroom or kitchen.


  • Buying freehold or extending lease.
  • Paying off Help to Buy loan in full.


  • Buying out ex-partners share in event of a breakup.
  • Raising funds for another property purchase.


  • Wanting to raise funds to gift to your child to help them get on ladder.
  • Reducing your current mortgage term


  • Car purchase.
  • School fees.
  • Buying a new car

Your broker here to help

Our team of mortgage brokers are specialists in helping you navigate all of the different rates, fee’s and deals to make sure you end up with just the one mortgage that’s right for you. We also help manage the whole process for you so it’s nice and straightforward.


Often the lenders will make assumptions or even worse let the computer make the decision on whether to lend to you, this is where we step in to ensure you get the correct consideration for your application and we help present your application in the best light; increasing your chances of acceptance on your first application.

Why choose us

We’re experts in the field

✅Our team of brokers are specialists with helping to get you new mortgage deal and can help you understand the best options available to you as we fully consider the rate and all the different fee's to make sure you get the most suitable terms

We can find great deals at speed

✅Access to over +90 lenders so you will get the most suitable rates and terms available with many of these lenders not available on the high street which are exclusive to brokers.


✅Real relationships with the lenders so we can get your application pre-approved if your situation isn’t straightforward. Plus your mortgage broker is there answer all the questions you may have.

Rapid solutions

✅We’re quick, on our first call we will quickly establish your options and let you know the next steps so we can arrange everything promptly for you.

If you prefer to speak face to face we can also arrange a video call.

Your Property Financial Ltd (FCA Number:942504) is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd (FCA Number: 187834) which is authorised and regulated by the Financial Conduct Authority.
We usually charge a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.
The Financial Conduct Authority does not regulate some forms of buy-to-let, overseas and commercial mortgages.
Your Property Financial Ltd registered in England and Wales company number 12940973. Registered office address 5 Ducketts Wharf, South Street, Bishop’s Stortford, Herts, CM23 3AR.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.