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EXCELLENT Based on 81 reviews Lewis Pick2025-06-25Trustindex verifies that the original source of the review is Google. Paul has been extremely helpful throughout the process of buying our first house, he has taken the time to explain all of the steps. We felt supported throughout and couldn't recommend them enough. Laura Chola2025-06-24Trustindex verifies that the original source of the review is Google. Paul is great. We never went through home buying process before, so it was all very new to us, but he guided us through the whole thing, he helped much more than he needed to and stayed with us until the end of the transaction. Paul will do anything he can to work in your interest, which unfortunately is rare nowadays. Side note - our mortgage got approved within 3 days! He really knows what he’s doing! Thanks Paul! Laura Smith2025-06-18Trustindex verifies that the original source of the review is Google. Paul has been incredibly reassuring, professional, and knowledgable throughout our first-time property buying experience- I would highly recommend their service to anyone! Dean Sayer2025-06-08Trustindex verifies that the original source of the review is Google. From first enquiry to completion, Paul has been amazing. He gave really great advice and lead the way through what is usually one of the most stressful experiences anyone can go through. Paul was always prompt, reassuring and extremely knowledgeable and stayed with us right to the very end. I would not hesitate to recommend Your Property Financial to anyone. Allison Sharp2025-05-23Trustindex verifies that the original source of the review is Google. Highly professional service provided to a first time buyer/busy professional services advisor with patience, empathy and flexibility where rescheduling was required due to work commitments, in a complex divorce situation. Paul clearly outlined options, and continuously supported with unprompted chasers of solicitors, mortgage brokers and insurers throughout the process (including chasing GPs for medical reports required by insurers for several months) and proactive reminders on tasks / check-ins to align on status throughout the process - I can't recommend Paul/YPF enough. Thanks Paul! Alex Gallagher2025-05-16Trustindex verifies that the original source of the review is Google. Your Property Financial and in particular Paul Tait are a top class operation. My experience is that regardless of the complexity of the case, Paul is so knowledgeable and well connected and so is always able to find the right options and solutions. Paul is an excellent communicator - always quick to respond and often providing updates. He has connected me to multiple colleagues in his network who have supported on topics from conveyancing to wills. I would highly recommend. 5 stars all day long. Jake Read2025-05-15Trustindex verifies that the original source of the review is Google. Paul at YPF has been brilliant so far on our mortgage journey. A great font of knowledge, brilliant at explaining all the intricacies of the process & has made sure all the elements are in place to make what can be a daunting process a lot easier. They have helped out with a re-mortgage & put us in the best position for when we are ready to make a move to our next property. Alexia Kaloudis2025-05-12Trustindex verifies that the original source of the review is Google. I had an excellent experience working with Paul throughout the mortgage process. From our very first conversation, Paul was incredibly knowledgeable, patient, and genuinely committed to helping me find the best mortgage for my situation. Furthermore, Paul has provided a lot of really useful advice around many other areas of the house buying process, such as what to look out for when viewing properties, surveys and choosing legal advisors. Paul took the time to explain every step clearly, answered all of my questions promptly, and made what could have been a stressful process feel smooth and manageable. This was especially important for me as a first time buyer with limited knowledge of this process. Highly recommend! Denzil De Bie2025-04-08Trustindex verifies that the original source of the review is Google. Paul listened to our needs and presented us with options to achieve what we needed, taking a lot of the headache away from us. He remained supportive throughout the process. Foyez Rahman2025-03-31Trustindex verifies that the original source of the review is Google. Honestly one of the best brokers I have worked with. David was beyond amazing in helping us get our first house. We went to many different people and none were able to help untill we came to david! Very professional, very understanding and great line of communication through out the process. Honestly I would give more then 5 stars if I could! Thank you once again!
Looking to Remortgage?
Are you looking to raise funds for home improvements or debt consolidation?
Or just looking to get a better deal on your current mortgage?
visit us now so we can help save you time and stress on your remortgage
Buying a property?
Ending up in the dream property doesn’t happen overnight but with careful planning you can end up living in your ideal property!
Contact us today so we can help you understand the numbers and options available to get you in the home of your choice!
Want to protect your income?
The answer most times is simple just no, you could not last on £109.40 per week; you would probably struggle to just pay for your regular food shop let alone your main bills.
Buy to let mortgages?
Rental properties require specific Buy to Let mortgages and with the ever changing lender rules, regulation and taxation you should always seek expert advice.
Equity Release?
Equity release and lifetime mortgages are a flexible way of raising funds in retirement with potentially no monthly payments to be made.
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Want to find out how much you can borrow? Need extra funds for home improvements or debt consolidation?
Mortgage rates are changing all the time and you should always ensure you’re on the best deal possible as even a slightly higher rate of interest on your mortgage can mean hundreds or thousands of pounds paid in additional interest.
We have access to over 70+ lenders and many of them specialist lenders so whatever your circumstances we’ll be able to find the best available terms for you from across the mortgage market.
Let us help you with all your remortgage needs today
Access to 70+
Banks, Building Societies and Specialist lenders so whatever your circumstance we will know a lender who can consider your application.
Access to exclusive
"Broker only" rates and products so we can get you the most suitable terms possible for your circumstance.
Relationships with
the mortgage lenders and decision makers so your application gets treated on merit and not just by a computer making the decision.
Qualified and
experienced mortgage brokers who are here to help you get the most suitable deal-we work for you not the banks!
We're fast!
With an average mortgage being agreed in just 10 working days we'll help you arrange your mortgage as quickly as possible with as little hassle as possible! We fully manage everything for you so you can sit back and relax
We'll be your broker for the long term!
To often today you can just feel like a number, but we pride ourselves on developing our relationships with our clients so we become your trusted Mortgage & Protection broker who is always there for you.
Buying a home for the first time? Or looking to move up the ladder into a bigger property? Sounds like you need a Mortgage Certificate!
You probably want to know your potential monthly payments, rates, and terms you’re eligible for plus know what your total budget is so you know what properties are potentially affordable to you, thats where our Mortgage Certificate provides the clarity you need for getting a mortgage when buying a new home.
We also provide a copy to you so you know where you stand and you can also share with your estate agents so they know you’re to be taking seriously when on viewings and making your offer!
To Give You Total Peace Of Mind If you are applying for a mortgage & insurance it is important that you choose a reputable company. Before you apply, here’s a little bit of information to put your mind at ease about us:

Your Property Financial Ltd (FCA Number:942504) is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd (FCA Number: 187834). Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

We are registered with the ICO
We are registered with the Information Commission (ICO) under number ZA794951.

We are part of the largest UK Mortgage Broker network with access to exclusive products, market leading rates and a network that is built around the customer at all times.

We fully comply with UK data protection laws and specifically our responsibility to our customers under GDPR. We are always clear and transparent with regards to how your data will be processed.

We have embraced technology and whereas if your preference is to meet we would love to shake your hand but we can equally conduct all our dealings with each other over the phone or Zoom in the comfort of your own home.