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EXCELLENT Based on 72 reviews Emma2025-03-20Trustindex verifies that the original source of the review is Google. Paul provided us friendly and efficient support throughout our mortgage application. He was flexible around our schedules when arranging calls and always quick to respond to our emails. What particularly stood out to us was the invaluable insight Paul was able to offer when we began viewing properties. We shared a few of our options with him and he was able to point out aspects that might concern lenders or impact future sale, which really helped us in our search. Rebecca Serra2025-03-14Trustindex verifies that the original source of the review is Google. I worked with Paul recently to secure a new mortgage and found his advice to be hugely valuable. Paul should take huge pride in the fact that he is so easy to communicate with, puts your mind at ease throughout the whole buying process and generally makes the process of buying a home so much less stressful! Beyond glad that I found him, he's worth his weight in gold! shaun Isaacs2025-03-12Trustindex verifies that the original source of the review is Google. Myself and my girlfriend was in need of help and didn't know where to start We can across your Property Financial Got intouch with Paul from day one he made us feel relaxed and we knew that we were in good hands Words cannot describe how grateful we're to paul in finally helping us achieve our goal as first time home owners Lewis Rees2025-02-26Trustindex verifies that the original source of the review is Google. Perfect service from Paul. Timely, comprehensive and well-explained info made the process of buying our first house so much easier than we feared it'd be. Dave Bor2025-02-20Trustindex verifies that the original source of the review is Google. Paul has been consistently attentive in seeing us through the mortgage process, carefully tailoring a package to suit our needs, with strong attention to detail, prompt responsive communications and a warm friendly manner. I have no hesitation recommending Paul and YPF. Naomi Paul2025-02-18Trustindex verifies that the original source of the review is Google. Thanks Paul for all your support, from the start to beginning of the process support and guidance was available. As a first time buyer Paul was very thorough explaining the process and walking me through the steps. Looking forward to continuing working with the team. Mark Lord2025-02-17Trustindex verifies that the original source of the review is Google. We spoke to Paul a couple of years ago when we were remortaging but ended upjust staying with the same lender but Paul was still really helpful in this, so looking again and more interested in changing lender I got back in touch and he's been fantastic at talking through the options, linking us up with a solicitor and now talking about the insurance costs. His patience and efficiency with everything has been excellent. Dai Jenkins2025-02-01Trustindex verifies that the original source of the review is Google. From my first call to the seamless success of purchasing my property, along with the highly personal, tailored protection covers to suit my particular future financial reassurances, would have simply not even got off the ground without the constant acute care and thorough work and advice given to me at every single stage required that was all managed by Mr Paul Tait. His expertise and diligence in these daunting fields of life requirement has steered my life around and I am truly indebted to such kind and sympathetic handling and steerage toward my goals and needs. You need look nowhere else for property and financial services. Naveen Sam2025-01-20Trustindex verifies that the original source of the review is Google. I had the pleasure of working with YPF as my mortgage advisor and I highly recommend their services. From start to finish, their assistance was thorough, professional, and deeply committed to ensuring I found the best solution for my needs. Paul took the time to explain every step of the process in clear and simple terms, ensuring I was well-informed and confident in my decisions. Paul's expertise and attention to detail were evident throughout, as he diligently explored all options and secured a mortgage tailored perfectly to my situation. What stood out most was his unwavering dedication and responsiveness. Every inquiry I had was met with patience and a genuine willingness to help. I’m incredibly grateful for his outstanding service and wholeheartedly recommend him to anyone seeking mortgage advice. Naomi Rumble2025-01-16Trustindex verifies that the original source of the review is Google. I received fantastic service throughout the purchasing of my property and was provided with invaluable information beyond the services provided. Paul provided regular calls to initially take me through the process of purchasing a property and have me ask any questions I had, to talking through my mortgage and insurance options. I felt I was supported every step of the way, even with engaging with the estate agent and solicitors. As a first time buyer, this was really appreciated as I was aware of what to expect and particular points to follow up on. What I also appreciated was that whilst advice was given, I wasn't pushed to follow through with any suggestions/recommended partners. Paul definitely made the process a lot easier for me and I'm very thankful for that.
Looking to Remortgage?
Are you looking to raise funds for home improvements or debt consolidation?
Or just looking to get a better deal on your current mortgage?
visit us now so we can help save you time and stress on your remortgage
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Want to find out how much you can borrow? Need extra funds for home improvements or debt consolidation?
Mortgage rates are changing all the time and you should always ensure you’re on the best deal possible as even a slightly higher rate of interest on your mortgage can mean hundreds or thousands of pounds paid in additional interest.
We have access to over 70+ lenders and many of them specialist lenders so whatever your circumstances we’ll be able to find the best available terms for you from across the mortgage market.
Let us help you with all your remortgage needs today
Access to 70+
Banks, Building Societies and Specialist lenders so whatever your circumstance we will know a lender who can consider your application.
Access to exclusive
"Broker only" rates and products so we can get you the most suitable terms possible for your circumstance.
Relationships with
the mortgage lenders and decision makers so your application gets treated on merit and not just by a computer making the decision.
Qualified and
experienced mortgage brokers who are here to help you get the most suitable deal-we work for you not the banks!
We're fast!
With an average mortgage being agreed in just 10 working days we'll help you arrange your mortgage as quickly as possible with as little hassle as possible! We fully manage everything for you so you can sit back and relax
We'll be your broker for the long term!
To often today you can just feel like a number, but we pride ourselves on developing our relationships with our clients so we become your trusted Mortgage & Protection broker who is always there for you.
Buying a home for the first time? Or looking to move up the ladder into a bigger property? Sounds like you need a Mortgage Certificate!
You probably want to know your potential monthly payments, rates, and terms you’re eligible for plus know what your total budget is so you know what properties are potentially affordable to you, thats where our Mortgage Certificate provides the clarity you need for getting a mortgage when buying a new home.
We also provide a copy to you so you know where you stand and you can also share with your estate agents so they know you’re to be taking seriously when on viewings and making your offer!
To Give You Total Peace Of Mind If you are applying for a mortgage & insurance it is important that you choose a reputable company. Before you apply, here’s a little bit of information to put your mind at ease about us:

Your Property Financial Ltd (FCA Number:942504) is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd (FCA Number: 187834). Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

We are registered with the ICO
We are registered with the Information Commission (ICO) under number ZA794951.

We are part of the largest UK Mortgage Broker network with access to exclusive products, market leading rates and a network that is built around the customer at all times.

We fully comply with UK data protection laws and specifically our responsibility to our customers under GDPR. We are always clear and transparent with regards to how your data will be processed.

We have embraced technology and whereas if your preference is to meet we would love to shake your hand but we can equally conduct all our dealings with each other over the phone or Zoom in the comfort of your own home.