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Excellent
Based on 47 reviews
Jessica
Jessica
2023-08-29
I would highly recommend Paul as a mortgage broker. As a first time lone buyer I began the process feeling very out of my depth, particularly in a market where mortgage rates are very high. But from the get go Paul provided reassurance and practical guidance and has been immensely helpful throughout the process. I've really appreciated his responsiveness, honesty and support.
Louise Griffiths
Louise Griffiths
2023-08-28
I reached out to Paul 2 years ago and giving this review now because I wanted to ensure that I could give a true review of what benefits I have experienced from using his service. I am thrilled with the financial expertise given to me by Paul. His skillful negotiation secured me an excellent mortgage rate within a short turn around time. This has not only set me on the path to paying off my principal balance but has also allowed me to simultaneously build a solid emergency fund. His initial guidance has been invaluable in shaping my financial future. I look forward to working with Paul again, once my 5 year plan is near its end. Highly recommended!
Calum Hebron
Calum Hebron
2023-08-05
Paul has been consistently excellent, ensuring we got the best possible mortgage deal at a time when rates weren't great. Paul worked with us to understand our financial complexities and went above and beyond to ensure they were understood by mortgage providers. We've been made to understand every stage of the process, and as first time buyers we were able to feel confident in the decisions we made. I would highly recommend working with Paul at Your Property Financial.
Czarina
Czarina
2023-08-04
My almost a year-long journey with Paul as my broker has been truly amazing, despite a few hiccups during the mortgage process. Working with him has been the best decision ever! As a first-time buyer, I lacked knowledge about purchasing a home, but Paul's guidance and expertise were outstanding. He explained things in a clear and concise way. What impressed me the most was Paul's responsiveness. He promptly addressed all my questions and concerns, never making me feel like a bother. Even when I faced challenges, Paul's determination and problem-solving skills were unwavering. I felt so supported throughout the entire process. Thanks to Paul's unwavering support, I managed to reach this point. I highly recommend him to anyone, especially fellow first-time buyers. Paul's knowledge, patience, and reliability are unmatched. He's not just a broker; he's an invaluable ally in this complex process. Thank you, Paul!
Alistair Prestidge
Alistair Prestidge
2023-07-11
Paul helped me to get my Mortgage approved in less then 48 hours! He has been great and I can’t recommend him highly enough. His communication is excellent, and he helped me understand each stage of the process easily. Thank you so much for helping me buy my very first home! I will most certainly be recommending Paul to friends & family!
James Colebrook
James Colebrook
2023-07-04
Having Paul assist with our property search an mortgage application has been brilliant. Paul has been very thoughtful and thorough when explaining the risks and benefits of products as well as patiently explaining processes. We'd happily recommend Paul to anyone else and would be more than happy to use his services again in the future.
Ev Galandova
Ev Galandova
2023-07-04
Very impressed by the service. We worked with Paul T and he was great. Definitely pleased to have gone through the process with this company. Recommending to anybody.
Peter Thomas
Peter Thomas
2023-07-02
Paul Tait has been extremely helpful with all aspects of my house purchase. He has explained many parts of the process that I did not understand, guided me through them and been readily available for calls at each stage.
Angela
Angela
2023-06-02
Paul has been extremely helpful and professional throughout the whole re-mortgage process. He is very solution orientated, responsive and supportive and I can't recommend him highly enough. Thank you very much Paul for your dedication and finally for making it happen!! Highly appreciated.
Michelle Boorman
Michelle Boorman
2023-05-31
Paul was an incredible broker to work with, would highly recommend! I went into the house buying process new and anxious, Paul was patient and walked me through the process each step of the way. Went above and beyond mortgage broking and felt like he was assisting throughout the buying process. Even when I went to put an offer in, the listing agent specifically said “you’ve got a really good mortgage broker, he is really on top of things”. He was prompt, helpful and matched me with a strong lender. 10/10.
What do I need to do to remortgage my house?

Looking to Remortgage?

Is your mortgage rate coming to an end?

Are you looking to raise funds for home improvements or debt consolidation?
Or just looking to get a better deal on your current mortgage?

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is it worth using a mortgage broker uk

Buying a property?

Want to know if you can afford that property you’ve been checking out online?

Ending up in the dream property doesn’t happen overnight but with careful planning you can end up living in your ideal property!
Contact us today so we can help you understand the numbers and options available to get you in the home of your choice!

Contact us now so we can help save you money, time and stress!

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Want to protect your income?

Could you survive with ÂŁ109.40 per week?

The answer most times is simple just no, you could not last on ÂŁ109.40 per week; you would probably struggle to just pay for your regular food shop let alone your main bills.

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Buy to let mortgages?

First time or experienced landlord, we’ve got all your options covered.

Rental properties require specific Buy to Let mortgages and with the ever changing lender rules, regulation and taxation you should always seek expert advice.

Learn more about your buy to let mortgage options today.

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Equity Release?

Considering your retirement mortgage options?

Equity release and lifetime mortgages are a flexible way of raising funds in retirement with potentially no monthly payments to be made.

Receive expert advice for your equity release options

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Want to find out how much you can borrow? Need extra funds for home improvements or debt consolidation?

Mortgage rates are changing all the time and you should always ensure you’re on the best deal possible as even a slightly higher rate of interest on your mortgage can mean hundreds or thousands of pounds paid in additional interest.

We have access to over 80 lenders and many of them specialist lenders so whatever your circumstances we’ll be able to find the best available terms for you from across the mortgage market.
Let us help you with all your remortgage needs today

➡️ Let us help you with all your remortgage needs today and get you Quote now

Access to 80+

Banks, Building Societies and Specialist lenders so whatever your circumstance we will know a lender who can consider your application.

Access to exclusive

"Broker only" rates and products so we can get you the most suitable terms possible for your circumstance.

Relationships with

the mortgage lenders and decision makers so your application gets treated on merit and not just by a computer making the decision.

WHY CHOOSE US

Is it worth using a mortgage broker?

Qualified and

experienced mortgage brokers who are here to help you get the most suitable deal-we work for you not the banks!

We're fast!

With an average mortgage being agreed in just 10 working days we'll help you arrange your mortgage as quickly as possible with as little hassle as possible! We fully manage everything for you so you can sit back and relax

We'll be your broker for life!

To often today you can just feel like a number, but we pride ourselves on developing our relationships with our clients so we become your trusted Mortgage & Protection broker who is always there for you.

Buying a home for the first time? Or looking to move up the ladder into a bigger property? Sounds like you need a Mortgage Certificate!

Before you start viewing properties you should be sure your finances are in order and that you’re in a good position to get a mortgage when the times comes.

You probably want to know your potential monthly payments, rates, and terms you’re eligible for plus know what your total budget is so you know what properties are potentially affordable to you, thats where our Mortgage Certificate provides the clarity you need for getting a mortgage when buying a new home.

We also provide a copy to you so you know where you stand and you can also share with your estate agents so they know you’re to be taking seriously when on viewings and making your offer!

➡️ Let us help make the house buying process easier for you today and get your quote now
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To Give You Total Peace Of Mind If you are applying for a mortgage & insurance it is important that you choose a reputable company. Before you apply, here’s a little bit of information to put your mind at ease about us:

Your Property Financial Ltd (FCA Number:942504) is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd (FCA Number: 187834) which is authorised and regulated by the Financial Conduct Authority.

We are registered with the ICO
We are registered with the Information Commission (ICO) under number ZA794951.

We are part of the largest UK Mortgage Broker network with access to exclusive products, market leading rates and a network that is built around the customer at all times.

We fully comply with UK data protection laws and specifically our responsibility to our customers under GDPR. We are always clear and transparent with regards to how your data will be processed.

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We have embraced technology and whereas if your preference is to meet we would love to shake your hand but we can equally conduct all our dealings with each other over the phone or Zoom in the comfort of your own home.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
 
Your Property Financial Ltd (FCA Number:942504) is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd (FCA Number: 187834) which is authorised and regulated by the Financial Conduct Authority.
We usually charge a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.
 
The Financial Conduct Authority does not regulate some forms of buy-to-let, overseas and commercial mortgages.
 
Your Property Financial Ltd registered in England and Wales company number 12940973. Registered office address 5 Ducketts Wharf, South Street, Bishop’s Stortford, Herts, CM23 3AR.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.