Your Property Financial is a Mortgage & Protection broker who is passionately committed to advising you on the most suitable mortgage and protection solutions for your needs and ensuring you obtain the most competitive terms available.
We assist you from the first initial call through to the end of the process, ensuring you’re always up to date on your progress. We help you with your property purchase journey and help you navigate the home-buying process.
london mortgage help

First-time buyers

Refinancing

Buy-to-let

Protection

Looking remortgage?

Is your mortgage rate coming to an end? Are you looking race fund for home improvement? or debt consolidation?

Buying a property?

Ending up in the dream property doesn’t happen overnight, but with careful planning, you can end up living at your ideal property. 

£123.25

per/week

Can you survive on £123.25 per week? Most likely no. You would probably struggle to afford your regular food shopping, let alone pay your main bills.

Landlords we have got all your options covered

Rental properties require specific Buy to Let mortgages, and with constantly changing lender rules, regulations, and tax implications, it’s vital to seek professional advice. Consulting a mortgage advisor or financial expert can help you navigate these complexities and make informed decisions that align with your investment goals, ultimately protecting your investment and optimizing rental income.

Can You Be a First-Time Buyer if You're Self-Employed? Absolutely Yes!

The dream of homeownership burns bright for many, and self-employed individuals are no exception. While navigating the mortgage market as a first-time buyer can feel daunting, it’s absolutely achievable.

Why choose us

We'll be your broker for the long term!

To often today you can just feel like a number but we pride ourselves on developing our relationships with our clients so we become your trusted Mortgage & Protection broker who is always there for you.

💙 Access to 70+

Bank Building Societies and Specialist lenders so whatever your circumstance we will know a lender who can consider your application.

🤝 Relationships with

the mortgage lenders and decision makers so your application gets treated on merit and not just by a computer making the decision.

👩🏽‍🎓 Qualified and

experienced mortgage brokers who are here to help you get the most suitable deal we work for you not the banks!

⚡️ We're fast!

with an average mortgage being agreed in just 10 working days we’ll help you arrange your mortgage as quickly as possible with as little hassle as possible! We fully manage everything for you so you can sit back and relax.

EXCELLENT
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Based on 85 reviews
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Adam Drew profile picture
Adam Drew
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a very positive experience with Paul. His knowledge and expertise were invaluable to help me navigate the process as a first time buyer and his advice extended beyond just mortgage applications. I was applying with complex circumstances and Paul always dealt with my with patience, compassion, and consummate professionalism.
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Hollie profile picture
Hollie
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I bought my first home in November last year, and had not a clue what I was doing. Paul was amazing in explaining everything step by step, answering any questions I had (there were a lot!) and guiding me through the process. Would 100% recommend going through him!
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Tobias Robinson profile picture
Tobias Robinson
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Paul from YourPropertyFinancial was an incredible help to my partner and I as first time buyers. From our initial approach in early '24, through to our making an offer in September and completion early this year, Paul was diligent and attentive, keeping everyone involved (including us) to every deadline and as accurate as possible. Would highly recommend.
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Tone profile picture
Tone
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We found Your Property Financial to be very professional, helpful, reassuring and very supportive. As first-time buyers we had our worries because of our lack of knowledge of the process of buying a house but Your Property Financial took their time to explain everything to us clearly on every step of the way, which alleviated any worries, and they found us a fantastic mortgage deal. The follow up calls have been very much appreciated, as has the great advice they've shared with us on this journey. Recommended.
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Lewis Pick profile picture
Lewis Pick
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Paul has been extremely helpful throughout the process of buying our first house, he has taken the time to explain all of the steps. We felt supported throughout and couldn't recommend them enough.
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Laura Chola profile picture
Laura Chola
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Paul is great. We never went through home buying process before, so it was all very new to us, but he guided us through the whole thing, he helped much more than he needed to and stayed with us until the end of the transaction. Paul will do anything he can to work in your interest, which unfortunately is rare nowadays. Side note - our mortgage got approved within 3 days! He really knows what he’s doing! Thanks Paul!
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Laura Smith profile picture
Laura Smith
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Paul has been incredibly reassuring, professional, and knowledgable throughout our first-time property buying experience- I would highly recommend their service to anyone!
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Dean Sayer profile picture
Dean Sayer
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
From first enquiry to completion, Paul has been amazing. He gave really great advice and lead the way through what is usually one of the most stressful experiences anyone can go through. Paul was always prompt, reassuring and extremely knowledgeable and stayed with us right to the very end. I would not hesitate to recommend Your Property Financial to anyone.
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Allison Sharp profile picture
Allison Sharp
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Highly professional service provided to a first time buyer/busy professional services advisor with patience, empathy and flexibility where rescheduling was required due to work commitments, in a complex divorce situation. Paul clearly outlined options, and continuously supported with unprompted chasers of solicitors, mortgage brokers and insurers throughout the process (including chasing GPs for medical reports required by insurers for several months) and proactive reminders on tasks / check-ins to align on status throughout the process - I can't recommend Paul/YPF enough. Thanks Paul!
Posted on Google Google
Alex Gallagher profile picture
Alex Gallagher
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Your Property Financial and in particular Paul Tait are a top class operation. My experience is that regardless of the complexity of the case, Paul is so knowledgeable and well connected and so is always able to find the right options and solutions. Paul is an excellent communicator - always quick to respond and often providing updates. He has connected me to multiple colleagues in his network who have supported on topics from conveyancing to wills. I would highly recommend. 5 stars all day long.

Get a 30-minute consultation Now

Our experts are ready to guide you through the mortgage process. If you have questions or want to inquire, contact us today for a no-obligation chat.

Contact Us

help to buy mortgage loan

Attention London first-time home buyers!

It’s time to turn your dream into reality. Why pay your landlord’s mortgage when you can invest in your very own home? Let’s make those dreams come true!

⌛Don't wait until it's too late! Remortgage today and secure the most suitable deal.

With interest rates on the rise, securing a remortgage deal that protects you from rising payments is more important than ever. We can help you find a remortgage deal that locks in a low rate and shields you from the impact of rising interest rates.

refurbishment buy to let mortgage
income protection insurance

Think income protection is too expensive? Consider the cost of NOT having it. Protect your family, your home, your lifestyle.

Your income is your biggest asset. Protect it like you protect your home

To Give You Peace Of Mind If you are applying for a mortgage & insurance it is important that you choose a reputable company. Before you apply here’s a little bit of information to put your mind at ease about us:

mortgage broker advice

Your Property Financial Ltd(FCA Number: 942504) is an Appointed Representative of PRIMIS Mortgage Network a trading name of Personal Touch Financial Services Ltd(FCA Number: 187834). Personal Touch Financial Services Ltd is authorised and regulated by the the Financial Conduct Authority.

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We are registered with the ICO.

We are registered with the Information Commission (ICO) under number ZA794951.

 

mortgage broker advice

We are part of the largest UK Mortgage Broker network with access to exclusive products marketing leading rates and a network that is built around the customer at all times.

mortgage broker advice

We fully comply with UK data protection laws and specifically our responsibility to our customers under GDPR. We are always clear and transparent with regards to how your data will be processed.

mortgage broker advice

We have embraced technology and whereas if your preference is to meet, we would love to shake your hand but we can equally conduct all our dealings with each other over the phone or Zoom in the comfort of your own home.

It's Never Too Late To Take Control Of Your Mortgage Future