non-standard income mortgage

Is your income non-standard?

Anyone with non-standard income can find it very difficult to apply for a mortgage. Non-standard income can be in many forms:

– Contracting

– Dividends from different companies

– Overseas income

– Self-employed income

– Multi jobs

– Different types of benefit income

– Maintenance payments

– Zero-hour contracts

– Umbrella company income

Jamie Thunder

2023-03-21

We wouldn't hesitate to recommend Your Property Financial to anyone buying a property. We've dealt directly with Paul at all stages, and he's been friendly, knowledgeable, responsive and clear throughout.

Alejandro Gerardo Gomes

2023-03-09

Thank you so much Your Property Financial and Paul for all the support, advice and help in our process to buy our home. Paul was very professional, friendly, well knowledgeable on property purchase process, timing on answering our questions and he gave us the best advice. I highly recommend Your Property Financial as your first step before you buy your property as they will explain you all the processes and find the best options available for you and they will guide you all the way until the end of the process. Thank you Paul again ☺️

Aziz

2023-03-09

I couldn't recommend Paul enough. He was straightforward and thorough. He has guided through the mortgage process and helped us revise our offers multiple times.

eleni georgiadou

2023-02-23

Paul worked with me and my partner to find the most suitable mortgage and life insurance deals as first time buyers. He has been extremely professional and thorough since day 1, providing information and clarifications in an efficient way. He has also liaised with our solicitors and developer for a smooth and on time exchange without the need to request for an additional extension from the lender. We can’t thank him enough for all his hard work and look forward to working again with him on our upcoming re-mortgage application. We fully recommend his services!

Thor Portess

2023-02-22

Paul assisted me in the purchase and refinance of a property in East Finchley. The process in obtaining the mortgage was smooth and seem less and helped me to purchase the property in a timely manner.

Ioannis Grigoriadis

2023-02-21

Paul has provided us with a great service in a process that is stressful and includes so many variables. His guidance has been invaluable and has led to finding a place we have now moved into and love. He has always been available to talk to us in short notice and gave us ample time to ask questions so that we can feel confident in making informed decisions. He has gone above and beyond and we would highly recommend his services to anyone in the process of buying a home.

Paul Robson

2023-02-04

Paul Tait provided a very thorough service with a great outcome for us. He listened very carefully to us talk about our situation and priorities. Also great at keeping in touch and steering the process to completion in a very tight window. Thanks

Dom P

2023-02-04

Paul is great to work with. He give you a lot of time to explain things and ask questions and is responsive to emails and calls. He’s helped me from start to finish of a property transaction, from searching to moving it. I’d very much recommend Paul.

Richard Nice

2023-01-13

Paul couldn't have been more helpful and friendly. He clearly outlined all the options for our case (which was not that simple) and put us in touch with some other great people to assist with every process. We're very happy with his service and would highly recommend it.

Lucy Fletcher

2022-12-16

Paul worked with myself and my parents to get us the right deal for our new family home. He was able to get us the mortgage we needed in time for our house sale and was able to help with the solicitor side of things which greatly helped hurry the process along. He was very understanding of our situation and was able to help whenever we needed him. I couldn't recommend Paul enough, I will definitely be using him as my financial advisor again.

Navigating all the different rules lenders have around what income they can or won’t accept can be tricky, so you should always seek the advice and guidance of a mortgage broker who can help you understand what income you can use towards your mortgage.

Why choose us

We’re experts in the field

✅ Our team of brokers are specialists in helping when your credit score is low or you’ve had past credit problems as we have access to the lenders who can consider your mortgage application.

Access to the Banks

✅ Access to over +90 lenders so you will get the most suitable rates and terms available with many of these lenders not available on the high street which are exclusive to brokers.

Rapid solutions

✅ We’re quick, on our first call we will quickly establish your options and let you know the next steps so we can arrange everything promptly for you.

If you prefer to speak face-to-face we can also arrange a video call.