Moving to your new home
So you’ve been a homeowner now for several years and it’s time to move onto your next home.
Congrats on years of successful homeownership! Let’s plan your journey to your dream home.
We’ll make the transition seamless. Let’s find your new perfect home and mortgage!
Highlights
Congratulations on several years of successful homeownership! As you consider your next big move, let’s start planning your exciting journey to your next dream home. Whether you’re looking to upgrade your space, downsize, or move to a new city, we’re here to help you make the transition as smooth and seamless as possible. Let’s get started on finding your new perfect home!
Typically we move several times in our lifetime for a variety of reasons.
The Big Move: Bedrooms, Schools, and Getting Your Mortgage Ready
- Congratulations! You’re thinking about expanding your family and with that comes the exciting (and sometimes daunting) prospect of moving to a new home. This new chapter brings two key considerations: space and location. Let’s delve into bedrooms, schools, and how to get mortgage-ready for your dream home.
New Job, New Home: Mortgage Tips for Your Relocation
- Exciting news! You’ve landed a new gig, but that long commute is a drag. Relocating closer to the office sounds perfect. But before you hit the housing market, let’s talk mortgage.
Financing a bigger home often involves securing a new mortgage.
- Lifestyle Upgrade: Perhaps you’ve always dreamt of a home gym, a movie room, or a dedicated space for pursuing hobbies. A bigger home allows you to create these specialized zones and elevate your overall living experience.
- Upsizing due to higher income and equity- moving out of that 1 bed flat you started out in
Empty Nest, Full Wallet: Downsizing Your Way to a Brighter Future
- The echoes of tiny footsteps have faded, replaced by the comforting silence of an empty nest. But what about that cavernous house, now feeling more like a burden than a home? Downsizing can be a fantastic option for empty nesters, freeing up cash and creating a more manageable living space.
- Unlocking Equity’s Potential
- Boosting Retirement Savings
The first thing you should do is engage with a mortgage broker who can talk you through the options available to you as regulations, lender criteria and affordability options change every week sometimes so get up to date on your options as things currently stand.
Check out 👉🏽how a mortgage broker can help you
Check out 👉🏽how much you can borrow now
If you’re had a mortgage for a while now and no credit problems then you’re likely to have a good to an excellent credit score but it’s always important to check this prior to a mortgage application if it’s been a while since your last check.
Check out 👉🏽 your credit score now
Another option could be to try and hold onto your current property and turn it into a buy to let. This is called 👉🏽 let to buy and check here to find out more
Before you hit the housing market, let’s talk mortgage.
A mortgage broker can be your secret weapon. They’ll assess your finances, recommending the right loan for your situation. They’ll also search across lenders to find the best rates and terms, saving you money in the long run.
Tip: Be prepared! Gather pay stubs, bank statements, and proof of employment. With a broker by your side, you’ll navigate the mortgage process smoothly, landing your dream home and that sweet, short commute.
Finding the Perfect Mortgage
Downsizing doesn’t mean sacrificing comfort. A good mortgage broker can help you secure a competitive mortgage on your new, smaller home. Here are some key points to discuss with your broker:
- Equity as a Down Payment: The equity from your current home can be used as a significant down payment on your new property, reducing your monthly mortgage repayments.
- Right-Sizing Your Mortgage: Don’t get stuck with unnecessary debt. Your broker can help you determine the ideal mortgage amount based on your new financial situation.
Complete your details below and we’ll be in touch to help you with your enquiry
(Takes less than 30 seconds)
Why choose us
✅ WE’RE EXPERTS IN THE FIELD
Our team of brokers are specialists in helping individuals get mortgages and can help you understand the most suitable options available to you.
âś… WE CAN FIND GREAT DEALS AT SPEED
Access to over 70+ lenders so you will get the most suitable rates and terms available with many of these lenders not available on the high street as they’re exclusive to brokers.
âś… RELATIONSHIP
Real relationships with the lenders so we can get your application pre-approved if your situation isn’t straightforward. Plus your mortgage broker is there to answer all the questions you may have.
âś… RAPID SOLUTIONS
We’re quick, on our first call we will quickly establish your options and let you know the next steps so we can arrange everything promptly for you. If you prefer to speak face to face we can also arrange a video call.