Your Property Financial & Unbiased

Your Property Financial mortgage brokers collaborate closely with Unbiased.

We work closely with Unbiased.co.uk who is the UK’s leading link-up between consumers looking for quality advice and experienced qualified mortgage brokers who are able to help.

➡️ contact Your Property Financial today

Congratulations on taking the first steps towards homeownership! Navigating mortgages as a first-time buyer can feel overwhelming, but a mortgage broker can be your secret weapon

So, you’re looking to get onto the property ladder and want to buy your first home. Becoming a homeowner is exciting, and you finally have a place that you can call yours. It can feel at first overwhelming what you need to do, know, think about and prepare for, but Your Property Financial has helped hundreds of first-time buyers, and it’s what we do. Keep reading to hear more about the things you need to do, know, think about and prepare for and then contact us and one of our mortgage brokers will walk you through the process and be there with you every step of the way.

Looking to buy your home? Have you got your mortgage certificate?

🧑‍💻Want to know how much you can borrow?

💷What will your monthly payments be?

🪜 First-time buyer and need to know the basics of getting on the property ladder?

🏡Need to show the estate agents you’re mortgage ready?

⏳Require your mortgage arranged quickly now you’ve had an offer accepted.

🤷‍♂️Or need help understanding the whole house-buying process and what to do next?

Taking the First Step: A Guide for Self-Employed First-Time Buyers

The dream of homeownership burns bright for many, and self-employed individuals are no exception. While navigating the mortgage market as a first-time buyer can feel daunting, it’s absolutely achievable. This comprehensive guide empowers self-employed first-timers to confidently embark on their property journey.

      EXCELLENT  
   Based on 85 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Adam Drew 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had a very positive experience with Paul. His knowledge and expertise were invaluable to help me navigate the process as a first time buyer and his advice extended beyond just mortgage applications. I was applying with complex circumstances and Paul always dealt with my with patience, compassion, and consummate professionalism.
  
 
      Posted on Google  
   
   Hollie 
 
 
 
 Trustindex verifies that the original source of the review is Google. I bought my first home in November last year, and had not a clue what I was doing. Paul was amazing in explaining everything step by step, answering any questions I had (there were a lot!) and guiding me through the process. Would 100% recommend going through him!
  
 
      Posted on Google  
   
   Tobias Robinson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Paul from YourPropertyFinancial was an incredible help to my partner and I as first time buyers.
From our initial approach in early '24, through to our making an offer in September and completion early this year,  Paul was diligent and attentive, keeping everyone involved (including us) to every deadline and as accurate as possible.
Would highly recommend.
  
 
      Posted on Google  
   
   Tone 
 
 
 
 Trustindex verifies that the original source of the review is Google. We found Your Property Financial to be very professional, helpful, reassuring and very supportive. As first-time buyers we had our worries because of our lack of knowledge of the process of buying a house but Your Property Financial took their time to explain everything to us clearly on every step of the way, which alleviated any worries, and they found us a fantastic mortgage deal. The follow up calls have been very much appreciated, as has the great advice they've shared with us on this journey. Recommended.
  
 
      Posted on Google  
   
   Lewis Pick 
 
 
 
 Trustindex verifies that the original source of the review is Google. Paul has been extremely helpful throughout the process of buying our first house, he has taken the time to explain all of the steps. We felt supported throughout and couldn't recommend them enough.
  
 
      Posted on Google  
   
   Laura Chola 
 
 
 
 Trustindex verifies that the original source of the review is Google. Paul is great. We never went through home buying process before, so it was all very new to us, but he guided us through the whole thing, he helped much more than he needed to and stayed with us until the end of the transaction.
Paul will do anything he can to work in your interest, which unfortunately is rare nowadays.
Side note - our mortgage got approved within 3 days! He really knows what he’s doing!

Thanks Paul!
  
 
      Posted on Google  
   
   Laura Smith 
 
 
 
 Trustindex verifies that the original source of the review is Google. Paul has been incredibly reassuring, professional, and knowledgable throughout our first-time property buying experience-  I would highly recommend their service to anyone!
  
 
      Posted on Google  
   
   Dean Sayer 
 
 
 
 Trustindex verifies that the original source of the review is Google. From first enquiry to completion, Paul has been amazing. He gave really great advice and lead the way through what is usually one of the most stressful experiences anyone can go through. Paul was always prompt, reassuring and extremely knowledgeable and stayed with us right to the very end. I would not hesitate to recommend Your Property Financial to anyone.
  
 
      Posted on Google  
   
   Allison Sharp 
 
 
 
 Trustindex verifies that the original source of the review is Google. Highly professional service provided to a first time buyer/busy professional services advisor with patience, empathy and flexibility where rescheduling was required due to work commitments, in a complex divorce situation. Paul clearly outlined options, and continuously supported with unprompted chasers of solicitors, mortgage brokers and insurers throughout the process (including chasing GPs for medical reports required by insurers for several months) and proactive reminders on tasks / check-ins to align on status throughout the process - I can't recommend Paul/YPF enough. Thanks Paul!
  
 
      Posted on Google  
   
   Alex Gallagher 
 
 
 
 Trustindex verifies that the original source of the review is Google. Your Property Financial and in particular Paul Tait are a top class operation. My experience is that regardless of the complexity of the case, Paul is so knowledgeable and well connected and so is always able to find the right options and solutions. Paul is an excellent communicator - always quick to respond and often providing updates. He has connected me to multiple colleagues in his network who have supported on topics from conveyancing to wills. I would highly recommend. 5 stars all day long.

Need to remortgage or borrow extra on your existing mortgage?

📉Keep your payments low?

🛀🏻Borrow extra for things like home improvements?

💳Consolidate existing debts into the mortgage?

⛔️Is your current rate expiring?

❓Have you been given conflicting information about your remortgage options?

Are you existing landlords or looking to look at your buy-to-let options?

🏘Looking to start on the road to becoming a landlord?

⚖️ Considering the options of personal vs Ltd company ownership

💷 Need to remortgage your buy to let onto a new deal?

🛀🏻 Looking to make home improvements to increase the rental return?

🛠Want to completely renovate a property to sell on?

🧮 If you’ve become a Portfolio Landlord what are the new regulatory rules that apply?

Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

Why choose us

Your property financial mortgage advisor

✅ Access to over 70+ lenders so you will get the best rates available with many of these lenders not available on the high street which are exclusive to brokers

✅ Experienced advisors, so you’re in the safe hands of our advisors who will be able to assist whatever your circumstance

✅ Real relationships with the lenders so we can get your application pre-approved if your situation isn’t straightforward

✅ We’re quick, on our first call we will quickly establish your options and let you know the next steps so we can arrange everything promptly for you

Your Property Financial & Unbiased.